CHAPRA & CO.Research & Practice

Disclosures

Effective date: 2 September 2026  ·  Version: 1.0  ·  Contact: contact@chapraco.com

Research and informational purposes only — not investment, legal or tax advice, an offer or solicitation, or a recommendation to acquire, dispose of or hold any investment. Chapra & Co. is not authorised or regulated by the Financial Conduct Authority and does not provide regulated investment services. Published views are dated as stated and may be revised.

These disclosures govern all material published by Chapra & Co., including research papers, notes, commentaries, seminar materials and correspondence containing analytical content (together, “the material”). By reading the material you acknowledge the terms below. They should be read alongside the disclosure block carried on each publication and the firm’s Privacy Policy.

01 / Nature of the material

Chapra & Co. is an independent research and private counsel practice. The material is published for research and informational purposes only. It does not constitute investment advice, legal advice, tax advice or accounting advice; it is not an offer, solicitation or invitation to buy, sell or hold any security, digital asset, property or other financial instrument; and it is not a personal recommendation to any reader. Nothing in the material takes into account the objectives, financial situation or needs of any particular person. Readers should obtain their own professional advice before acting on anything the material contains.

02 / Regulatory status

Chapra & Co. is not authorised or regulated by the Financial Conduct Authority and does not provide regulated investment services. The firm is presently operating as a practice in formation while its corporate structure is completed; this page will be updated with the registered entity’s details upon incorporation. Reading the material, subscribing to the firm’s distribution, attending a seminar or corresponding with the firm does not create a client, advisory or fiduciary relationship of any kind. Private counsel is provided only under a written engagement agreed in advance.

03 / Positions and conflicts of interest

The firm, its Principal, and clients of the firm may hold, acquire or dispose of positions in securities, digital assets, real property or other instruments discussed in the material, and those positions may be consistent or inconsistent with the views expressed. Published views are formed independently of any such position and are not compensated by any issuer, sponsor or third party. Where a specific publication involves a material conflict beyond this general statement, that publication will say so on its face. The firm accepts no payment for coverage, holds no client assets, sells no financial products, and earns no commissions.

04 / Accuracy, sources and reliance

The material draws on sources the firm believes reliable, with primary sources preferred and cited where practicable, but neither accuracy nor completeness is warranted. Figures, market data and regulatory positions are stated as at the dates given and may have changed since. To the fullest extent permitted by law, the firm accepts no liability for any loss arising from reliance on the material. Responsibility for any decision taken on the basis of the material rests entirely with the reader.

05 / Views, dating and revision

Every published view carries its date, and substantive papers state the conditions that would prove them wrong. When evidence overturns a view, the revision is published rather than quietly made, and remains part of the written record. Past commentary, including any analysis that proved correct, is not an indication of future accuracy, and nothing in the material is a promise or forecast of performance.

06 / Forward-looking statements

The material contains forward-looking statements, including scenario analysis, regime forecasts and sector implications. Such statements are inherently uncertain, rest on assumptions stated in the relevant publication, and may prove wrong in whole or in part. They speak only as at their date, and the firm undertakes no obligation to update them except through its published revision practice.

07 / Jurisdiction and distribution

The material is published from the United Kingdom and is not directed at, or intended for distribution to, any person in any jurisdiction where such publication or availability would be contrary to law or regulation, or would subject the firm to any registration or licensing requirement. Persons who access the material are responsible for informing themselves about, and observing, the restrictions of their own jurisdiction. The material is intended for professional and sophisticated readers.

08 / Copyright and citation

The material is the copyright of Chapra & Co. Quotation with attribution and a link to the canonical version at chapraandco.com is welcome. Republication of full texts, commercial redistribution, or use of the material to train or fine-tune automated systems requires the firm’s prior written consent. The canonical version of every publication is the one at chapraandco.com; copies circulating elsewhere may be out of date.

09 / Third-party content and links

Where the material links to or cites third-party sources, the firm does not endorse and is not responsible for their content. Cited data remains the property of its respective owners.

10 / Contact

Questions about these disclosures, requests for republication consent, and notices of factual error should be sent to contact@chapraco.com. Factual errors are corrected in the published record, with the correction noted.

Chapra & Co.  ·  30 St Mary Axe, London EC3A 8BF, United Kingdom  ·  contact@chapraco.com

These disclosures state the terms on which the firm publishes and do not constitute legal advice to any reader. Effective 2 September 2026; revisions are posted on this page with a new effective date.